SUPPLEMENTAL HEALTH
Supplemental Health Benefits
We partner with Aetna to provide Accident, Critical Illness, and Hospital Indemnity coverage. The additional benefits listed on this page are voluntary — meaning you must elect to enroll and pay an additional out-of-pocket premium for coverage. Costs for each benefit are based on the benefit amounts elected and your age. For more information on the coverage provided by these plans and associated costs, please reach out to your HR team.
Accident Insurance
If you and your family are active, chances are, you have encountered accidents and emergency rooms. Even if you have medical insurance, a fall while biking or your child’s sprained ankle at soccer practice can cost you.
In the case of an accident, Aetna pays you cash benefits based on covered injuries, treatments, and services. Payments go directly to you, and you can pay for other expenses, like traveling to the hospital, childcare and lost income from missed work.
Critical Illness Insurance
Chances are you know someone who’s been affected, directly or indirectly, by a critical illness. You also know the toll it’s taken on them — physically, emotionally, and financially. That’s why we’ve developed the Aetna Critical Illness insurance policy.
Cash benefits are provided for a major illness or condition diagnosis – cancer, heart attack, stroke, organ failure, and more. You can use these cash benefits to help pay out-of-pocket medical expenses, the rent or mortgage, groceries, or utility bills — the choice is yours.
Hospital Indemnity Plan
Aetna's Hospital Indemnity policy can supplement your health plan by providing you and your family with the coverage and additional financial protection you may need for expenses associated with an unplanned hospitalization due to a covered illness or injury. Benefit examples include:
- Hospital admission
- Hospital daily stays
- Hospital Intensive Care Unit (ICU) stays
- Hospital observation stay